وثيقة التأمين للمركبات التي يتعهد بمقتضاها المؤِّّمن بأن يعوض المؤمَّن له و/أو الطرف الثالث عند حدوث الضرر المغطى بالوثيقة.
*تطبق الشروط والأحكام
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What is GAP Insurance?
GAP stands for Guaranteed Asset Protection. Originally, GAP Insurance was designed to pay the difference between amount paid under the Comprehensive Motor Insurance Policy in the event of a Total Loss of the Vehicle and the Original Purchase Price of the Vehicle.
There are many versions of GAP Insurance cover, such as:
| GAP Insurance Cover | Policy Wordings |
|---|---|
| Shortfall GAP* | Download |
| Shortfall GAP Plus* | Download |
| Vehicle Replacement GAP* | Download |
| Vehicle Replacement GAP Plus | Download |
| Vehicle Replacement GAP Prestige Plus | Download |
* Discontinued w.e.f. 01 April 2018
The underlying requirement of the GAP Insurance is that there must be a Comprehensive Motor Insurance Policy in force at the time of the accident/ loss and the Motor insurer must declare the vehicle as total loss.
Please refer to the attached policy wordings for more details including the terms and conditions. This product is sold exclusively at Al Futtaim Motor Showrooms.
This is not a Motor Insurance Policy for the purpose of any compulsory Insurance legislation.
For more details on GAP Insurance, please e-mail Mr. Manesh Kutty or call 04-2531356
In the event a claim arises you must Contact the Claims Administrator on at ORIENT INSURANCE PJSC on:
Telephone 009714 2531662, 2531653, 2531655, 2531 300 & fax 009714 2531 500 or
E-mail: orient@alfuttaim.ae; Syed.Kamaal@alfuttaim.com; Shakul.Hameed@alfuttaim.com; Eliyasin.Kuthbudeen@alfuttaim.com
The claims department is open 9:00am to 5:00pm Sunday to Thursday.
تعتبر وثيقة التأمين الإلزامي على المركبات وثيقة إلزامية تصدر لحماية المؤمن من المسؤولية العامة من الحوادث التي قد يقع على الطريق.
What is Protect Plus?
Protect Plus Insurance policy has got 4 Sections namely:
- Section 1 – Key Cover: Covers loss or theft of all keys for customers’ home &/or vehicle which were attached to his/her key FOB at the time of loss or theft during the Period of Insurance
- Section 2 – Roadworthiness Cover: Covers repair, replacement and/or adjustment of roadworthiness of components failed in Annual Roadworthiness test as defined in the Protect plus policy
- Section 3 – Tyre Cover: Coves repair or replacement (if unrepairable) during the period of insurance for damages except Motor accident
- Section 4 – Out of Pocket Expenses Cover: Covers the out of pocket expenses due to vehicle breakdown not associated with a motor accident
Please click here to download the policy wordings for more details including the terms and conditions.
For more details on Protect Plus Insurance, please e-mail Mr. Manesh Kutty or call 04-2531356
In the event a claim arises you must Contact the Claims Administrator on at ORIENT INSURANCE PJSC on:
Telephone 009714 2531662, 2531653, 2531655, 2531 300 & fax 009714 2531 500 or
E-mail: orient@alfuttaim.ae; Syed.Kamaal@alfuttaim.com; Shakul.Hameed@alfuttaim.com; Eliyasin.Kuthbudeen@alfuttaim.com
The claims department is open 9:00am to 5:00pm Sunday to Thursday.
What is STA?
SMART, Tyre & Alloy Cover is a simple and reliable insurance protection against the high cost of repairs of minor damages to the vehicle body, Alloy & Tyres:
- Section 1 – Smart: Provides cover for your vehicle against scratches, minor dents and scuffed bumpers
- Section 2 – Tyre: Provides cover to damage to the tires on your vehicle.
- Section 3 – Alloy: Provides cover for damage to your wheels.
Please refer to the attached policy wordings for more details including the terms and conditions.
| STA Covers | Policy Wordings |
|---|---|
| STA-Lexus | Download |
| STA-Other Brands | Download |
Professional Indemnity Insurance
This insurance policy covers claims, being first made in writing against the Insured during the Policy period and the Insured becomes legally liable to pay for breach of duty of professional service arising by reason of negligent act, error or omission committed or alleged to have been committed during the policy period (and retroactive period, if any).
At Orient, we offer Professional Indemnity Insurance cover for diverse professions including the following:
◾Architect and Engineers (Annual and Single project policies)
◾Lawyers
◾Accountants
◾Insurance Brokers
Medical Malpractice Insurance
Medical Malpractice is a Professional Indemnity insurance cover specifically designed for those who are involved in the medical profession such as doctors, nurses, surgeons, technicians etc.
At Orient, we offer Medical Malpractice insurance for individual professionals as well as hospitals / clinics in their corporate capacities.
Our policy is designed to cover private residences including contents therein and other incidental risk exposures against the following principal perils:
a) Fire, lightning, explosions, thunderbolts, earthquakes or subterranean fires
b) Bursting or overflowing of water tanks, apparatus or pipes
c) Bursting or overflowing of fixed oil tanks, apparatus or pipes
d) Burglary, housebreaking, theft, larceny or any other attempt thereat
e) Aircraft or other aerial devices or articles dropped therefrom
f) Storm, tempest and flood
g) Impact by any road vehicle, horse or cattle, not belonging to or under the control of the Insured or any member of the Insured’s household
h) Riot and strike damage
i) Malicious damage
The policy contains the following sections:
Section 1: Buildings
This Section indemnifies loss or damage to building(s) of private dwelling houses or flats and associated domestic offices, stables, garages and outbuildings of massive construction, used in connection therewith and walls, gates and fences around and pertaining to the premises, including landlord’s fixtures and fittings, etc.
Section 2: Contents
This Section indemnifies against loss or damage to contents insured whilst within the building, due to operation of principal perils.
Section 3: Miscellaneous
This Section involves reimbursement against additional expenditure incurred towards rent, etc. in the event of loss or damage to the property insured under Section 1 or Section 2 of the policy.
Section 4: Liability to the Public
This Section indemnifies in respect of claims made against the Insured arising from
- Bodily Injury or disease to persons
- Damage to property By any accident or defective sanitary arrangements, in or about the premises up to a limit of Dhs 250,000 on any one occurrence (higher limits can be arranged if necessary).
For more details on Householder’s Comprehensive Insurance, please do not hesitate to e-mail Mr. Jehan Wijeratnam or call 04 2531535.
