Motor Compulsory Insurance Policy is a mandatory policy issued as part of prevention of public liability to protect the general public from any accident that might take place on the road.
Motor Plus Insurance Policy: It is the policy which covers damage to the insured’s vehicle and the civil liability of the vehicle in which the insurer undertakes to compensate any third party in case of damage covered by the policy.
*Rules and conditions apply
Professional Indemnity Insurance
This insurance policy covers claims, being first made in writing against the Insured during the Policy period and the Insured becomes legally liable to pay for breach of duty of professional service arising by reason of negligent act, error or omission committed or alleged to have been committed during the policy period (and retroactive period, if any).
At Orient, we offer Professional Indemnity Insurance cover for diverse professions including the following:
◾Architect and Engineers (Annual and Single project policies)
◾Lawyers
◾Accountants
◾Insurance Brokers
Medical Malpractice Insurance
Medical Malpractice is a Professional Indemnity insurance cover specifically designed for those who are involved in the medical profession such as doctors, nurses, surgeons, technicians etc.
At Orient, we offer Medical Malpractice insurance for individual professionals as well as hospitals / clinics in their corporate capacities.
a) Fire, lightning, explosions, thunderbolts, earthquakes or subterranean fires
b) Bursting or overflowing of water tanks, apparatus or pipes
c) Bursting or overflowing of fixed oil tanks, apparatus or pipes
d) Burglary, housebreaking, theft, larceny or any other attempt thereat
e) Aircraft or other aerial devices or articles dropped therefrom
f) Storm, tempest and flood
g) Impact by any road vehicle, horse or cattle, not belonging to or under the control of the Insured or any member of the Insured’s household
h) Riot and strike damage
i) Malicious damage
The policy contains the following sections:
Section 1: Buildings
This Section indemnifies loss or damage to building(s) of private dwelling houses or flats and associated domestic offices, stables, garages and outbuildings of massive construction, used in connection therewith and walls, gates and fences around and pertaining to the premises, including landlord’s fixtures and fittings, etc.
Section 2: Contents
This Section indemnifies against loss or damage to contents insured whilst within the building, due to operation of principal perils.
Section 3: Miscellaneous
This Section involves reimbursement against additional expenditure incurred towards rent, etc. in the event of loss or damage to the property insured under Section 1 or Section 2 of the policy.
Section 4: Liability to the Public
This Section indemnifies in respect of claims made against the Insured arising from
For more details on Householder’s Comprehensive Insurance, please do not hesitate to e-mail Mr. Jehan Wijeratnam or call 04 2531535.