Credit Life / Credit Shield Insurance is designed to provide a financial institution with protection against failure of its customers to pay their debts or credit card payments due to their untimely death or disability.

While this policy protects the financial institutions from suffering losses due to unrecoverable debts or having to resort to legal proceedings to recover money owed to them from the deceased’s family members, it also provides peace of mind to the borrower that in case of his/her death the burden of debt repayment shall not be passed over to his/her dependents.

In addition to the basic death cover we offer following optional benefits.

Permanent Total disability due to accident.
Accidental death and Permanent total disability as “Top-up Cover”.
Involuntary loss of employment.
Critical illness
In-hospitalization treatment in case of accident.

For more details on Group Life Insurance, please do not hesitate to e-mail Mr. Selvan Raman or call 04-2531567.

The Group Life and Personal Accident Insurance Scheme has been designed to cater to the needs of employers for the protection of their employees against death or disability. This form of protection is better than Workmen’s Compensation Insurance since this inter alia affords compensation in respect of employees against the risk of natural death as well as accidental causes. Moreover, the cover is on a 24 hour basis anywhere in the world.

Group life insurance policy is very flexible and is designed to cater for the changing needs of the employers. Addition of new employees and removal of staff who are no more in employment can be done during the term of the policy. Under this scheme an employer can provide maximum protection to his employees at the lowest possible cost.

The other optional benefits that can be covered in addition to Death benefit are:

Double Accidental Death Benefit
Permanent Total Disability due to accident
Permanent Total Disability due to sickness
Permanent Partial Disability due to accident
Permanent Partial Disability due to Sickness
Temporary Total Disability due to accident
Temporary Total Disability due to Sickness
Accidental Medical Expenses
Repatriation of mortal remains to home country

For more details on Group Life Insurance, please do not hesitate to e-mail Mr. Selvan Raman or call 04-2531567.

Remember the sense of pride and responsibility you felt when you carried your child for the first time. From then onwards, you want to protect your child and make sure that his or her future is secure and in the best hands.
Education plays a pivotal role in determining your child’s future and the cost of this is increasing with time.
After meeting all other financial commitments will you have enough money put aside to give your child the best education for a promising future?

Why Educare Limited?
Educare is a Guaranteed Maturity Endowment plan that offers dual benefits: financial protection against any unforeseen events along with a savings element that guarantees the sum assured plus the accrued bonus on survival at maturity of policy.

Key features:

  1. Flexibility to choose the premium payment term from 1 year to 2/3rd of the plan term
  2. Plan term options from 8 years to 30 years
  3. In the event of death-100% Sum Assured and Guaranteed Family Income Benefits 1% of the Sum Assured is paid out every month to the family for the remaining plan term
  4. At maturity receive a Guaranteed Amount of 100% of Sum Assured plus 1% per annum Guaranteed Bonus for entire plan term along with the revisionary & terminal bonus(if any)

Future Invest is a Unit Linked Insurance Plan with an element of saving, investment and protection all in one product. Future Invest is designed not only to protect you and your saving from uncertain events but also to ensure peace of mind through sufficient funds at the end of the plan.

Why Future Invest

Orient Insurance Offers you a unit linked plan “Future Invest” which is an innovative form of Life Insurance. It is a package of financial management that include the safety of insurance cover with wealth enhancement opportunities.

Key features of plan:

  • A unique Unit Linked Insurance Plan.
  • Pay premium for a limited term and get life cover for whole life.
  • Extended Coverage for Regular Savings Plan.
  • Joint life option
  • Fund Switching facility.
  • Insures Newborn.
  • Worldwide coverage.
  • Option to choose different riders to enhance coverage.

We are living in a world of uncertainty. which raises concerns about future income. Pension becomes an important factor at a time when you retire and salary stops, but the mounting expenses continue.

Introducing Orient Pension Plan, a one of a kind product that provides the opportunity to receive dollar income, for a comfortable retirement.

Why Orient Pension Plan?

Orient Insurance PJSC offers you “Orient Pension Plan”, an unit linked insurance plan which contains elements of saving, investments and protection all in a single product. Orient Pension Plan is designed to protect you from uncertain events and to ensure peace of mind through sufficient fun at the end of the plan term. It would help your family to maintain their standard of living.

Key feature of Plan:

  1. Enjoy regular income in USD for as long as 20 years with capital protection of the vested amount
  2. Insurance cover helps the family with lump sum if the breadwinner is no longer alive
  3. Receive cover for 37 critical illness and terminal illness till the age of 85.
  4. Higher allocation

Having an income protection is a prudent option when you have a lot of financial obligations.

Orient International Term Plan is particularly worth it because it’s the most affordable type of life insurance available that provides a lump sum money for a financial safety net in case of any unforeseen event of life like Critical Illness, Terminal Illness, Disability, and Death.

Protect the income your family needs.

Why Orient International Term Plan?

Orient International Term Plan is level term assurance plan that provides insurance protection for a fixed amount of money. ln case of an unfortunate event of death or disability (if opted for), your loved ones will receive 100% of the sum assured. The low premiums are value for money and allow financial protection at best rates.

Key Feature of plan:

  • Covering Death, Disability and critical illness in one plan on affordable cost.
  • Same rates for smokers and non-smokers
  • Inbuilt benefit for terminal illness and passive war risk
  • Additional protection from 37 illness and permanent total disability can be opted as accelerated or additional
  • Worldwide Coverage
  • Available paperless through online platform